Payment Policy
Payment Policy
At Kongziyue, we are committed to providing a secure, transparent, and user-friendly checkout experience. To ensure the safety of your financial data while you shop for our premium Blouses, T-shirts, Tank Tops, and Camis, we utilize industry-standard encryption protocols and partner with world-renowned payment gateways.
For the highest level of buyer protection and the most efficient checkout process, we strongly recommend using PayPal. PayPal allows you to complete your purchase of our apparel collections without sharing your full financial details with us directly, providing an added layer of security and convenience.
1. Accepted Payment Methods
We provide a variety of secure payment options to accommodate your preferences. All transactions on Kongziyue are processed in United States Dollars (USD).
| Payment Category | Accepted Options |
|---|---|
| Credit & Debit Cards | Visa, Mastercard, American Express, Discover |
| Digital Wallets | PayPal (Recommended), Apple Pay, Google Pay |
| Shopify Secure | Shop Pay |
2. Secure Transaction Processing
Your security is our top priority. Our website uses Secure Sockets Layer (SSL) technology with 256-bit encryption. This is the same level of encryption used by major banks to keep your information secure. When you enter your card details at checkout, the information is transmitted directly to our PCI-compliant payment processor and is never stored on the Kongziyue servers.
3. Order Authorization and Billing
Upon clicking the "Complete Order" button, your payment method will be authorized for the full amount of the transaction, which includes the cost of your items and our $6.99 flat-rate shipping fee. Please note:
- Authorization happens immediately to ensure funds are available for your order.
- The transaction will appear on your statement as "Kongziyue".
- If your payment is declined, please verify that your billing address matches the information on file with your bank exactly.
4. PayPal Purchase Protection
By choosing our recommended method, PayPal, you benefit from their extensive Purchase Protection program. If your order of Blouses or T-shirts does not arrive within our 3-8 day transit window or is significantly different than described, PayPal's dispute resolution center can assist you in addition to our own dedicated customer support team.
5. Sales Tax
Sales tax is calculated based on the shipping destination of your order and the current tax laws of that specific jurisdiction. The final tax amount will be clearly displayed during the final stage of checkout before you confirm your payment.
Fraud Prevention Notice
To protect our customers and the integrity of our store, all orders are subject to a standard fraud screening process. Any order that appears suspicious or fails our security verification may be canceled and refunded within our 7-day refund window. We may occasionally contact you via support@kongziyue.com to verify order details before processing.
6. Refund Method
In accordance with our Return & Refund Policy, all refunds will be issued back to the original payment method used at the time of purchase. If you paid via PayPal, the funds will be returned to your PayPal account. If you used a Visa or other credit card, the refund will be credited back to that specific card. We cannot issue refunds to alternative bank accounts or credit cards.
Payment Support
If you encounter any technical issues during checkout or have a question regarding a charge on your statement, our support team is ready to assist you.
Store Name: Kongziyue
Email: support@kongziyue.com
Support Hours: 8:00 AM – 7:00 PM (EST), Monday – Saturday
Operational URL: https://kongziyue.com
Last Updated: January 2026. Kongziyue reserves the right to modify accepted payment methods to improve service and security.